The Home Loan Team
SC VA Loans

VA Home Loans in Columbia, South Carolina

Columbia is a Fort Jackson town, and Fort Jackson is the largest basic training installation in the Army. More people arrive here on orders than anywhere else in the state, which means more of the buyers in this market are VA-eligible than almost any other market in South Carolina.

Talk to a Loan Officer

We work with soldiers, drill sergeants, cadre and their families across Columbia, Northeast Columbia, Forest Acres and the neighbourhoods that ring the post.

What You Should Know

The three things that matter most here.

Built for a PCS timeline

Orders do not wait for a leisurely loan process. We are used to compressed timelines, remote closings and buyers who have not physically seen the house yet.

Close to post matters

Northeast Columbia, Forest Acres and the Trenholm corridor are where most Fort Jackson families end up looking, and each has a different price picture. We can talk through the trade-offs before you tour a thing.

Full VA benefit, no down payment

Qualified buyers can purchase in Columbia with no down payment and no monthly mortgage insurance. In a market at Columbia's price point that is the difference between renting near post and owning.

Common Questions

Straight answers, no sales language.

Can I start a VA loan before I arrive at Fort Jackson?

Yes, and you should. We routinely begin pre-approval while a buyer is still at their last duty station and close shortly after they arrive.

Can my spouse handle the closing if I am not here?

Often yes, with a properly drafted power of attorney. We will tell you early exactly what the closing attorney needs so it is not a scramble.

Is Columbia a good market to buy in on a three-year assignment?

It can be, and it depends on your numbers and your plans. We will be straight with you about it rather than assuming buying is always right.

Do you work with Shaw Air Force Base too?

Yes. Sumter is an easy drive and Shaw families are a regular part of our work.

More questions ›

Let's find the program that fits you

A conversation costs nothing and carries no obligation. Tell us your situation and we will tell you plainly what your options are.

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Or call 843-998-5045